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You work hard for your money, and you spend it responsibly. So when you finally do make that big purchase, the last thing you want is for something to happen to it. Maybe your dog knocks a drink onto your new couch. Or an especially curious kid decides to see if your new phone can float.
Ouch. You know there are manufacturer warranties, but those are so short — and they might not even cover accidents like these.
Luckily, we found a browser extension called Mulberry that will give you 12 months of coverage on almost any online purchase — for free. Seriously.
How to Protect Your Online Purchases for Free
It’s as simple as adding the Mulberry extension to your Chrome browser.
Then, just shop online like you normally would. The extension will keep an eye out for qualifying items wherever you shop online — retailers like Best Buy, Costco, Home Depot and many others.
Then it will prompt you to sign up for Mulberry’s free 12-month protection plan, MulberryCare, to make sure your big purchase is safe from accidents: drops, spills, cracks, surges, pets and more.
Simply link your product with MulberryCare to get your 12 months free. And if you want more than a year’s worth of protection, you can opt for additional paid coverage within 30 days of receiving your online purchase.
Oh, and don’t worry: There’s no sneaky auto-renew feature.
How is This Better Than Traditional Warranties?
Historically, extended warranties have felt a lot like a protection racket.
A mob of middlemen drive up prices and shake you down, making offers you can’t refuse if you want to protect a big purchase from accidental damage.
MulberryCare offers an alternative model that could save you up to 75% on a long-term plan, compared to the competitor warranties we’ve grown accustomed to seeing.
The idea is simple: Mulberry takes care of the insurance process largely in-house, cutting out the middlemen who would’ve taken their cut and jacked up the coverage. Then they pass those savings along to you.
You know those warranties that pop up in your online shopping cart right before checkout? Compare their prices to the plan options the Mulberry extension shows you — the difference might be stronger than any point we can make here.
Plus, Mulberry has a perfect rating in the Chrome web store.
To get started, just add the Chrome extension to your browser, then activate your account with an email address and password and confirm your purchase within seven days.
You’ll sleep better knowing that new (expensive) TV you just bought is protected — for free.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.